Micheline Varas, BA, RHU, RFC, EPC, GBDS
Sr. Vice President, Customplan Financial Advisors Inc.
Corporate & High Net Worth Risk Mitigation Specialist
Micheline Varas provides our business owner and high net worth clients with creative, cost and tax-effective expertise. Beginning her career in the Financial Services Industry over 25 years ago, she has developed a solid reputation working in conjunction with several insurers and their respective underwriters.
She is a consulting resource for our private wealth clients, large institutions and corporations on executive compensation and pension maximization planning. Her extensive experience in the areas of Income Replacement, Critical Illness, Long Term Care Insurance enabled her to be the first Canadian recipient of the GBDS (Group Benefits Disability Specialist) designation.
A current Top of the Table (MDRT) member, she has numerous industry and non-industry publications, holds various training and educational events and has been a speaker at international congresses. Micheline is one of the founding moderators for the Canadian Initiative for Elder Planning Studies and was also named one of 50 Women of Influence in Canada’s insurance industry.
With continuous CRA (Canada Revenue Agency) changes, business owners have had to revise their financial planning so not to face large tax liabilities. With Micheline’s assistance, we can help our private wealth clients access retained earnings in a tax-effective manner, while mitigating risk in the event of an unforeseen event.