Do you find yourself using “not enough money” as an excuse for not investing or saving for emergencies or retirement? We have compiled a list of ways you can save some extra cash to help improve your money situation. Even just $10 a month can make a difference.
- Pack a lunch every other day. Eating out typically costs $5-10 per meal. Packing your lunch can cost as little as $1-3. Doing so twice a week is an easy way to find $10.
- Clean out your closet. Want to get rid of those unwanted clothes? Try selling them somewhere like varage sale before you throw them in the trash.
- Put a freeze on your gym membership. Instead of going to the gym this month, enjoy the weather and exercise outside.
- Have a yard sale. Let’s face it, you probably have $10 worth of unwanted stuff in your closet, right?
- Stream your tunes. Services like Spotify have made saving money even easier when it comes to listening to music online. If you buy $20 worth of music a month, good news. Spotify costs $10 a month.
- Turn off the tap when you brush your teeth. If you leave the water running during that time — morning and night — that’s eight gallons of water a day that you can save. Do the math.
- Ditch the delivery. Sure, there’s nothing quite like delivery pizza, but you can save time and money by cooking up a frozen one instead. You can save $15 every time you preheat the oven instead of calling Papa. If you eat a lot of pizza, you can even just pick it up every time and save $5.
- Cut out two trips to Starbucks. The average cost of a latte is $4.50. Skipping that twice a week could help you feed three children a month.
- If Starbucks is a must – stick with coffee. The $2 a day you save by buying a coffee rather than a cappuccino or latte would allow you, over the course of a week, to save $10.
- Visit your local library. Thinking about purchasing a book? Check out the library before you head to the store.
- Grab a reusable water bottle. If you frequently buy water at the gas station or the grocery store, you could save money in the future with a reusable bottle and a water filter instead. Think about the impact we could make if we started filling up reusable bottles instead!
- Cut back on unused data. If you regularly go over your data limits, well that’s $10 each month that happens with most providers. If you just forget, set a limit on your phone so you don’t go over.
- Consider Cable Alternatives. Cable can cost around $100 each month. While alternatives like Hulu and Netflix cost only $10 per month.
- Make a grocery list and stick to it. Studies have found when you avoid tossing frivolous (and likely unhealthy) items into your cart, you could save up to $40 a week.
- Eat out one less time each month. If it costs you $15 to eat out, but only $5 to eat in, then use the extra $10 you save for something more important than convenience.
Let us know if you have used some of these tips to make a small difference in your financial circumstances, or if you have other creative ways of saving a few dollars, we want to hear them!
Original article: https://feedone.com/20-ways-to-find-an-extra-10-a-month/